I've always wondered why organizations encourage such strict, hard to remember, password combinations, ultimately resulting in the user being forced to write down the password, making the password less secure.
xkcd, a web comic, defines the problem perfectly...xkcd: Password Strength
I've always been a big fan of post-it notes as two-factor authentication... if I write my ridiculously long and hard to remember password down and carry it with me, it's now "something I know" *and* "something I have".
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